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Easy Home Loan for OFW now offered by Government.

   Are you dreaming of having your own home? and planning to have it soon yet you don't have enough money? Dreaming of having a comfortable house is stressful because the salary is not enough, well if you are a typical worker or OFW you have the right to achieve your dreams. The government of the Philippines has so many offering in so many ways, one of this, the Land Bank of the Philippines is offering for the all who cannot afford to buy their houses.

The Land Bank of the Philippines is offering a so-called easy home loan for all OFW and typical workers.

Eligible Borrowers

Filipino citizens
21 years old (must not be more than 65 years of age upon loan's maturity)
Borrowers who are either gainfully employed or with lawful and profitable business

Loan Purpose
For the purchase of:

Condominium unit
Lot, House, and lot
Other residential unit
Construction of a residential building on a lot owned by the borrower
Refinancing of existing housing loan with other banks or financing firms or developers' in-house financing-provided account is in "current status"
Loanable Amount minimum of P500,000.00

For Private Applicants:
The borrowing capacity of the individual borrower and his/her spouse (if applicable) shall be based on the 30% of the verified Gross Monthly Income for private applicants gross monthly income

For Government Employees:
The borrowing capacity shall be based on the amount as required by GAA, after housing loan amortization

The loan shall have a maximum term of 20 years, provided the combined age of the borrower and the term loan shall not exceed 65 years

The loan shall be secured by residential/commercial real estate properties acceptable to LANDBANK


Employed individuals:
Personal Information Data Sheet
Certificate of employment
Latest pay slip indicating net take home pay of borrower

Any two of the following latest Billing Statements:
Electric Bill
Phone Bill
Water Bill
Credit Card Bill
TV Subscription Bill

Private individuals owning their business / With established source of income:
Business Registration and Licenses
BIR-stamped Financial Statements and Income Tax Returns for the last three years

Applicable for both employed and private individuals with business
For Condos:
Master Deed of Restriction
Building and Unit Floor Plan
HLURB Permit to Sell
HLURB Locational Clearance

for more information may visit the
or contact your nearest Landbank branch



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  3. On average, these loans can range from $100 to $5,500. The amount you can borrow is based on the value of your car or the equity you have in the vehicle. The greater the value, the more you can borrow, but don't expect to squeeze the car's full value out of a title loan

  4. How to avail and how many years?


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